Last updated 15 October 2026
By using CalcSA you agree to these terms. If you do not agree, please do not use the site.
Free to use
The calculators are free for personal use. You may link to any page and share your results. You may not copy the site, scrape it in bulk or present its calculators as your own.
Estimates, not advice
Every result is an estimate based on the numbers you enter and the rates shown on the page. It is not financial, tax, legal or credit advice, and it is not a quote or an offer from any bank or lender. Read the full disclaimer.
Accuracy
We check every calculator against an official worked example and keep rates current, but tables, rates and laws change and mistakes can happen. We do not guarantee that any result is complete, correct or up to date.
Liability
As far as the law allows, Netdentity is not liable for any loss or damage arising from your use of, or reliance on, CalcSA or its results. Nothing in these terms limits rights you have under the Consumer Protection Act that cannot be limited.
Links and advertising
Ads are marked as ads. Links to other sites are for convenience; we are not responsible for their content, products or privacy practices.
Privacy
How we handle information is set out in the privacy policy.
Changes and law
We may update these terms by posting a new version here. They are governed by the laws of the Republic of South Africa.
Questions: contact us.